Group Personal accident insurance is a type of insurance that is offered to employees (by the employer) to protect them against the medical expenses incurred due to injury or death resulting from an accident at the workplace. These plans are usually offered by banks, business groups, organisations, and employers to their employees, Institutions etc., and the amount of premium is borne by the organisation itself. Accidents, many times, create serious financial issues for the injured and their dependents. In order to cover such mishaps, this Policy is to provide comprehensive financial protection against hefty expenses incurred due to disablement or death of the insured due to accidents occurring anywhere in the world.