Group Health Insurance is a type of medical plan that provides insurance coverage to a group of members, usually a group of employees of a company or members of an organization. A group health insurance plan typically provides health insurance coverage to its members at a lower cost since the risk to health insurers is spread across the members of the group health plan. These plans are usually offered by banks, business groups, organisations, employers to their employees, housing societies etc., and the amount of premium is borne by the organisation itself.

Premiums are split between the organization and its members, and coverage may be extended to Family members and dependents for an additional cost.